10万美元至25万美元之间的房屋销量相较去年同比仅增长4%。售价超过100万美元的房屋销售量增加了一倍多。
Homes in the $100,000 to $250,000 range only saw a 4% gain in sales compared to a year ago, while sales of homes costing more than $1 million more than doubled.
利率——相较上一季本周利率小幅上升，维持了整个市场的轻微上升趋势；但与去年同期相比，仍低了近1%。
Rates – ticked up marginally this week maintaing the slight upward trend over the last quarter. They remain nearly 1% lower than this time last year.
就业——本周申请失业保险的人数为78万7千人。这是自冠状病毒大流行以来此数字首次降至80万以下，但仍然是冠状病毒流行前的4倍。领取救济金的总人数(包括持续申领)减少了100万人，降至约1200万人。
Jobs – 787,000 people filed for unemployment insurance for the first time this week. This is the first time that number has dipped below 800K since the pandemic. This number is still nearly 4X pre-Covid levels. The total number of people receiving benefits (including ongoing claims) is down 1M to roughly 12M.
房屋销售——库存仍然低得令人难以置信，“充满希望，潜在买家众多”。这种低供应和强劲需求的结合支持了这一房屋价格上升趋势。9月份房屋销售量增长比去年同期高9%，达到21%- 是2006年迄今，涨幅最高时期，虽然那时库存是现在两倍。房价中位数(而非平均值)比去年同期上涨接近14%。高价房售卖形势大好。
Home Sales – inventory remains incredibly low with ‘no shortage of hopeful, potential buyers’. This combination of low supply and strong demand supports home values. Home sale volume increased over 9% in September and is up 21% from the previous September – the highest increase since 2006 when there were double the current inventory. The Median home price (not the average) is up nearly 14% from this time last year. Higher priced homes are selling extremely well.
建筑商——信心指数连续第二个月创历史新高。建筑商面临的挑战是:缺乏土地、劳动力和快速增长的材料成本。
Builder – confidence is at a record high for the second consecutive month. Builders are challenged with: lack of land, labor, and rapidly increasing cost of materials.
抵押贷款申请——较前一周小幅下降0.6%。当年购置额较上年同期增长26%，再融资增长74%。
Mortgage Applications – are down a marginal 0.6% from the previous week. Year over year purchases are up 26% and refinances are up 74%.
运费——中国社科院涵盖货物流动的运费指数上升较4月份的低点下跌了近28%，较去年同期下跌了近1.2%。
Freight – the Cass Freight Index which covers the movement of goods, is up nearly 28% from April lows and year over year is down nearly 1.2% from this time last year.
延期抵押贷款——占抵押贷款的比例下降到6%以下。这标志着合格贷款连续19周下降，只有不到4%属于延期计划。下降的一个主要原因是计划自动失效。同时有资格申请12个延期的借款人必须向他们的服务机构重新申请延期。
Forbearance – the share of Mortgage Loans in Forbearance declined under 6%. This marks the 19th consecutive week of declines for Conforming loans (Fannie/Freddie), and less than 4% of conforming loans are in forbearance plans. A big reason for decline is that plans expired automatically. While eligible for 12 months of extension borrowers must reapply with their servicer for that extension.
